About PICM

The PICM offer helps to shape the key competences of a credit manager, i.e. a manager of trade receivables. The Polish Institute of Credit Management (PICM) is an educational and networking platform for receivables and trade credit managers in enterprises (Credit Managers). The goal of PICM is to provide valuable knowledge and create opportunities to exchange experiences for wise management of trade credit risk. The offer of the PICM is available as part of the PICM Associate (PICMa) membership. As part of PICM Associate, after logging in to the PICM website, you get access to the virtual Credit Manager Zone with a wide range of real practical support.

In everyday work, among the struggles with unreliable payers, we often do not realize how important it is to look at our responsibilities from the side, see a different perspective or the value that an interesting conversation can bring. We don’t have to knock the door open and reinvent the wheel. How to do it? All you have to do is participate in the CREDIT CLUB PICM seminars. This offer is dedicated to trade credit risk managers, including training sessions, workshops and meetings to establish valuable professional contacts. All this to wisely find a balance between credit risk and sales. Give you knowledge, competences and tools to be even better in the profession you are now doing.

The Credit Manager Magazine quarterly is an interesting analysis with an unconventional view on economic events, interesting topics and a broad view on the economy. This is a discussion of the most important issues related to the work of specialists and managers managing trade credit risk. This look at the full scope of the process from order to payment from the customer (Order-to-Cash), including legal issues and the business environment.

CreditRisk is a presentation of the latest trends, methods and practices of trade credit risk management in enterprises. The event is a unique opportunity to confront your knowledge with the experience of credit risk management practitioners from both Polish and international corporations. When discussing the entire O2C process (order-to-cash) in an enterprise, the substantive scope emphasizes activities aimed at minimizing the creation of difficult and uncollectible receivables. The addressees of the conference are company owners, experts and management staff in the area of credit risk management.

In a dynamically changing environment, analysts, including credit managers, are looking for the so-called High-Frequency Indicators of Economic Activity (IEA), i.e. data helping to assess the current state of economic activity. PICM Risk Index © is just such an indicator supplementing a detailed analysis of the solvency of a single enterprise with a more general risk measure, the risk of the industry in which the enterprise operates. The purpose of the credit analysis is to determine the counterparty’s risk class. The three pillars of the analysis include looking at the financial condition of the surveyed company, analyzing its macro environment and the industry environment. The PICM Risk Index © gives a picture of risk just for the industry environment.

The Polish Institute of Credit Management perfectly understands that the best training is not only decent content, but also something more. Reliable determination of training needs, high-quality teaching methodology, in-depth knowledge of current market trends and their impact on the functioning of enterprises, market analyzes, good relations and high commitment of the lecturers are all necessary components of successful training.